Florida regulator orders First Premier to stop unlicensed home-warranty activity

Florida’s insurance regulator announced enforcement action on October 21. It says First Premier Home Warranty Corp. sold warranties without the required Florida license. OIR ordered the company to cease and desist immediately under threat of administrative penalty. The agency urges consumers to verify licensing before entering a contract.

Published October 22, 2026 · Sion editorial

Florida’s Office of Insurance Regulation announced October 21 that it ordered First Premier Home Warranty Corp. to cease and desist immediately following a market-conduct examination.

According to OIR, the New York-based company sold home warranties to Florida consumers without the required Florida license. The regulator also says it was not appointed as a sales representative for a Florida home-warranty association or authorized insurer.

This is administrative enforcement, with potential penalties for noncompliance.

For owners reviewing service contracts, the agency’s practical message is to check authorization before buying. Its announcement links to the official company-search database. The action concerns this company’s Florida activity; it does not announce a change in homeowners-insurance premiums.